Proof of Florida insurance is required to purchase or renew a license plate in Florida, except in the case of mobile homes, motorcycles, and trailers. Proof of insurance must be for this vehicle and must show an effective date equal to or before the date of registration. Coverages required are: personal injury protection (PIP) in the amount of at least $10,000, and property damage liability (PDL) in the amount of at least $10,000. There are special insurance requirements for commercial trucks, motorcycles, taxi cabs and limosines. Contact the Tax Collector's Office for information (904-284/269-6320). Driver license and registration will be suspended immediately if the insurer denies the insurance information submitted for the registration.